# Your AI agent for

## Vendor Due Diligence & Risk Assessment

Comprehensive vendor risk assessment with sanctions screening, adverse media analysis, and supplier compliance validation

## Resolve cases 10X faster with AI

Parcha AI agents complete deep research and analysis on hundreds of entities across thousands of datapoints to assess compliance risk in minutes.

### Business Authenticity Verification

Verify basic business information by comparing self-attested data against web research findings. Automatically validates business name, registration, industry classification, and operating status to ensure authenticity.

- Instant verification of business authenticity using comprehensive web research
- Automated comparison of self-reported data against publicly available information
- Real-time detection of discrepancies in business registration and operational details

### Instant UBO Identification

Verify the authenticity of business ownership documents and validate the complete ownership structure of a business. Automatically analyzes ownership shares, validates owner information, and ensures total ownership percentages are accurate.

- Automated validation of complex ownership structures and beneficial ownership chains
- Instant detection of fraudulent or altered ownership documents with AI-powered analysis
- Real-time verification of ownership percentages ensuring 100% accountability and compliance

### Geographic Risk Prevention

Verify that businesses and their customers do not operate in prohibited or high-risk countries. Automatically analyzes operational locations and customer base to identify potential geographic risks and sanctions violations.

- Real-time screening against global sanctions lists and prohibited country databases
- Instant geographic risk assessment for business operations and customer locations
- Automated compliance verification with international regulations and OFAC requirements

### Real-Time OFAC Compliance

Screen individuals and businesses against global sanctions lists including OFAC, UN, EU, and HMT databases. Automatically validates against all major sanctions databases with real-time updates and intelligent matching algorithms.

- Real-time screening against OFAC, UN, EU, and HMT sanctions databases
- Intelligent matching algorithms reducing false positives while ensuring compliance
- Automated sanctions monitoring with instant alerts for list updates

### 20+ compliance checks available

## Browse our library of identity & business verifications

- **Address Verification**
- **PEP Exposure**
- **Sanctions & Watchlists**
- **Source of Funds**
- **Merchant Categorization Code**
- **High Risk Industries**
- **Customer Reviews**
- **High Risk Countries**
- **Business Ownership**
- **Business Deep Research**
- **State Owned Entity**
- **Legal Entity Status**
- **Incorporation Documents**
- **Proof of Residence**
- **Source of Income**
- **EIN Verification**
- **MCC Classification**
- **TIN Validation**
- **Adverse Media**
- **Person Deep Research**

## Frequently Asked Questions

### How comprehensive is Parcha business research?

Parcha conducts comprehensive business research covering registration status, operational activities, financial indicators, regulatory compliance, adverse media, ownership structures, and industry classification across global databases.

### What data sources does Parcha use for business verification?

Parcha accesses 100+ data sources including company websites, business registries, social media, review platforms, news sources, government databases, and professional networks for comprehensive business intelligence.

### How does Parcha verify business ownership?

Parcha analyzes ownership documents, cross-references with public records, identifies ultimate beneficial owners (UBOs) through complex corporate structures, and validates ownership percentages with regulatory compliance documentation.

### What sanctions lists does Parcha monitor?

Parcha monitors all major sanctions lists including OFAC (SDN, SSI, etc.), UN Security Council, EU Consolidated List, HMT UK sanctions, plus 30+ country-specific lists with real-time updates as sanctions change.

### Can Parcha verify international businesses?

Yes, Parcha verifies businesses across 200+ countries using local business registries, international databases, and region-specific verification sources while understanding local compliance requirements.

## Parcha is enterprise-grade

Parcha is built with enterprise-grade security, privacy and compliance. We put guardrails and limitations on AI to make sure you are always in control.

### Built by a team you can trust

## Use Cases

### Banking as a Service
Give your customers AI agents to remain compliant with your program without slowing down their ambitions

### Lending
Speed up your underwriting pipeline with AI-powered business due diligence, screening and document extraction.

### Crypto
Get your customers onchain faster, while mitigating risks and remaining compliant with our end-to-end AI-powered KYB/KYC solution.

### Digital Banking
Every customer counts in today’s market. Approve and activate more customers faster with AI-powered KYB/KYC automation that will process and remediate manual review cases 10X faster than your operations team.